Attention:
We have discontinued the BankMobile Vibe Up account. You may still log in to access account statements.

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Attention:
Your accounts will continue to be FDIC insured through Customers Bank.

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Attention:
We are discontinuing the BankMobile Vibe Up accounts effective February 7, 2023.

Access your Vibe Up Accounts

Our BankMobile Vibe Up banking platform has been discontinued.
Please continue to log in above to your BankMobile Vibe Up banking accounts when you need to retrieve information.

Accounts provided by Customers Bank, Member FDIC & Equal Housing Lender.
• No monthly service fee
• Interest with qualifying point-of-sale purchases1
• Early payroll direct deposit2
• Exclusive member benefits
• Easy-to-use budgeting tools

BankMobile Vibe Up Checking Account

With the BankMobile Vibe Up Checking Account, you can earn interest with qualifying point-of-sale purchases1 and experience no monthly service fee, convenient mobile banking, and more!

BankMobile Vibe Up Checking Account is by invitation only. Use the link in the email you received from Prosper to open a BankMobile Vibe Up Checking Account. BankMobile Vibe Up Checking Accounts provided by Customers Bank, Member FDIC & Equal Housing Lender.

BankMobile Savings Account

The BankMobile Savings Account lets you earn interest and has no monthly service fee. Making your money grow with us and helping you reach your financial goals is our top priority.

In order to qualify for a BankMobile Savings Account, you must have a BankMobile Vibe Up Checking Account. BankMobile Savings Accounts provided by Customers Bank, Member FDIC & Equal Housing Lender.

Your money should work for you, not the other way around.

Bank smarter and watch your balance grow. The BankMobile Vibe Up Checking Account offers 0.50% APY1 on balances up to $15,000.99.

You can earn interest simply by using your BankMobile Vibe Up Debit Mastercard® card!

Spend

Spend $300 or more per statement cycle on everyday point-of-sale purchases like groceries, gas, online shopping and more using your BankMobile Vibe Up Debit Mastercard® card.

Earn

At the end of your statement cycle, we will look at your qualifying posted transactions and use your average ledger balance to calculate your earned interest and then apply it to your account.

1 In order to qualify for interest, BankMobile Vibe Up Checking Account holders must make $300.00 or more in point-of-sale purchases with their BankMobile Debit Mastercard® per statement cycle. Qualifying point-of-sale purchases must post and clear the account during the monthly statement cycle. Qualifying point-of-sale purchases may take one or more business days from the transaction date to post to the account. ATM transactions and point-of-sale refunds do not qualify. Annual Percentage Yield (APY) is accurate as of 11/9/2022. An interest rate of 0.50% will be paid for average daily balances up to $15,000.99 with an APY of 0.50%; average daily balances greater than $15,000.99 will earn a 0.01% interest rate only for that portion of the average daily balance that is greater than $15,000.99. The annual percentage yield for this tier will range from 0.50% to 0.38% depending on the balance in the account (calculation based on a $20,000.00 average daily balance). Interest rates and APY are variable and may change at our discretion at any time without notice. Fees may reduce earnings. A withdrawal from your account will reduce earnings. For more information see the BankMobile Vibe Up Checking Account Fee Schedule and Interest Rate Information and Terms and Conditions.

What customers are saying about us:

Here's what our Trustpilot reviews have to say about banking with us:

"I have had this account since 2014 and I am happy with the quality of service that I receive they are always offering products and information on how be successful with managing your funds"

Jason Mardis

"This is by far the best banking industry I have ever put my money into you guys were prompt and accurate with every transaction and deposit I would recommend y'all to anybody and everyone thank you"

Eva Blair

"This is the most convenient bank account I have had. 9 years and going!"

kk S.

"Best banking experience ever! Outstanding customer service."

Shelia Phillips

Bank smarter wherever you are — thanks to the BankMobile App.

Download on the App Store Get it on Google Play

Banking on the go

Meet your new favorite bank account!

Begin enjoying your checking account, complete with great features and benefits ranging from unique tools designed to help you get ahead to competitive interest rates.

Deposit options

  • Early Payroll Direct Deposit
    Deposit your paycheck to your BankMobile Vibe Up Checking or BankMobile Savings Account and you may receive your deposit up to two days early.2
  • 2 Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the deposit description used and the timing of the submission of deposit. In order to provide this service, we generally post such deposits on the day they are received which may be up to two (2) business days earlier than the payer’s scheduled payment date.  In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible for early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, social security, supplemental security income, civil service, railroad retirement and veteran's payments.
  • Mobile Deposits
    Deposit checks in a flash! Use the BankMobile App to deposit checks anywhere.
  • Reload @ the RegisterTM & Rapid ReloadTM
    Add cash to your BankMobile Vibe Up Checking Account at participating retailers.
  • Up to $500 at most locations. A retail service fee of $4.95 or less is charged per deposit by the corresponding retailer. Reload and balance limits apply. Keep your receipt.

Money movement & withdrawals

  • Transfers
    Move money from external accounts. Log in to your account above to transfer money.
  • Allpoint® Network ATMs
    Fee-free access to over 55,000 Allpoint® ATMs because getting your cash shouldn't cost you anything.
  • Allpoint ATM location, availability, and hours of operation may vary by merchant and is subject to change.
  • Bill Pay
    Easily make payments anytime, anywhere with Bill Pay using the BankMobile App.

Budgeting tools

  • Money Meter
    Keeping track of your money has never been easier. With Money Meter, you can monitor your cash flow, track your spending, set up monthly budgets and more—that way you stay on track for groceries, gas, bills and other expenses.
  • SnapShot
    Master your financial universe by setting up reserves to help you achieve your financial goals. Simply tell this convenient mobile app feature exactly how much you'd like to set aside and it will do the math for you. It will also give you a more accurate view of your money by delivering a personal financial snapshot.

Security

  • Debit Card Protection
    Did you misplace your debit card? Use the debit card on/off switch to temporarily turn off your card to help protect against unauthorized use. Available through the BankMobile App.
  • Privacy Policy
    We understand the importance of protecting the safety and confidentiality of the information you provide and we treat this information with the utmost security and respect. Learn More
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Important Information:
On January 4, 2021, Customers Bancorp, the parent company of Customers Bank, completed the sale of its wholly owned subsidiary, BankMobile Technologies, Inc.

What do you need to do?
Not a thing! We will continue to operate as an independent technology provider to Customers Bank. Your accounts with Customers Bank remain FDIC-insured and will not be impacted by the sale of BankMobile. More information will be coming to you soon. If you are exploring a new deposit or loan relationship, accounts and loans are issued by Customers Bank, Member FDIC and Equal Housing Lender.

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