Your very own bank,
made to order.

We work with large aggregators of consumers (like T-Mobile) to leverage their brands and existing workflows to acquire customers with very little expense. Checking accounts carry fewer fees and partners can customize the experience and brand as their own. We collaborate with our partners to develop their own customer incentives and rewards.

T-Mobile and the magenta color are registered trademarks
of Deutsche Telekom AG. © 2002 – 2024 T-Mobile USA, INC.

Everybody wins

Companies win in this model by:

Reduced processing costs for on-partner purchases made with our bank partner accounts vs. other debit or credit cards.
Earning revenue share from accounts.
Gaining affinity from their customer base as accountholders are treated to customized rewards and perks.

Customers win in this model by:

Unique rewards and incentives.
Access to virtually free checking accounts (and other financial services products) they may not have access to otherwise.
Frictionless account opening with a brand that customers and employees are familiar with and trust.

Advantages

16 years experience delivering B2B2C white label banking

Proven adoption methodology

Modern digital banking experience with customer-centric platform

Superior access to low-cost services for customers

Scalable revenue model

Service & program support

Executive oversight

Product/program configuration

Fully-supported implementation

Dedicated relationship management

Custom-branded app/card

Administrator support

24 / 7 / 365 customer care

Automated program reporting

Marketing support

Compliance

Risk management / compliance

Our special sauce

Low cost of acquisition

Integrated into the core customer / client transaction
Every customer MUST walk in to our digital branch and be exposed to our option
Customer MUST make a choice on how to receive funds / pay for service
Virtually no cost of acquisition

Competitive economics

Can provide virtually fee-free products to customers
Can share considerable revenue with clients

Competitive advantage

Large banks have the technology, but they can't compete on price. Our interchange revenue share is greater than their total interchange revenue
Small banks enjoy Durbin protections, however they don’t have the experience or resources to develop technology
Financial Technology (Fintech) Companies may have great technology, but, without charters, they won’t be able to provide a full array of banking products and services

16 Years of Experience

We have been providing white-labeled banking services in higher education since 2001
Launching a white-labeled consumer banking program with a top-consumer brand to their 60 million members in late 2018
Scalable, flexible and repeatable products ready to be configured to meet the needs of your customers, members and employees

Your very own bank, made to order.

Everybody wins

Advantages

Service & program support

Compliance

Our special sauce

Low cost of acquisition

Competitive economics

Competitive advantage

16 Years of Experience

Get in touch with us

Get in touch

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Your very own bank,
made to order.